Fire Damage Restoration

Fire damage once the smoke clears

Fire is one of the most devastating occurrences an individual can experience. Aside from the loss of material belongings, there could also be a chance of losing lives. Whether you are insured or not, this is something no one would ever want to experience. That is why for some who have already been through it, they could tell you that it was not an easy process to regain what they have lost and start anew. It is not only financially exhausting, but also physically and mentally draining.

It may come as a huge havoc, but one should always be able to rise to the occurrence and eventually recover. Here are some helpful steps that may guide you in case of this devastating event:

Step 1

First and foremost, alert the fire department and follow their instructions. These will always vary depending on every situation. After the fire has been extinguished, wait for an approval of the fire department as to when you can be allowed to take pictures or videotapes of your residence to have a basis on what and how much was destroyed. It is important, though, to remember that you should never touch or remove anything as the fire department or your insurance company would need it as it is for their own investigation. And in doing such, just make sure to wear protective gears such as gloves and facial coverings.

Step 2

It is necessary to contact your insurance provider immediately. They will provide you of things to do. They would be on top of assessing the damages in your property, looking for a contractor to do the repair, and providing you with the necessary temporary residence as you wait for the entire recuperation to be done. If in case you are not insured, you may opt to seek for a professional in helping you restore your property. It would be an added expense, but will surely be a huge help in easing your recovery process.

Step 3

After the concerned parties are done with their investigations, make sure to cut all lines of utilities: electricity, gas, and water. If you are unable to do so, you could ask your insurance provider to do it for you.

Step 4

After thorough examination, you will be given a permission to eventually enter your property and retrieve items that are still salvageable. You could clean and restore them on your own or you could ask your insurance provider to connect you with restoration professionals to do it for you. This could be very helpful, especially for items that are too sensitive to handle after such damage from the fire.

Step 5

If you suspect that such damage was done intentionally by other individuals outside your residence, make sure to file a police report. This is to prevent future arsons and other criminal activities from happening again; may it be to your home or any other property in your area.

Step 6

As you are temporarily living in a different lodging place under the coverage of your insurance policy, make sure to keep all receipts of your daily expenses to easily reimburse it with your insurance company.

Step 7

Amidst all the systematic process of recuperation, no one can avoid the fact of recovering emotionally. This is most important when you have children who need the most care and guidance all throughout the devastating experience. Have yourselves surrounded with who you consider as your emotional support such as friends or relatives. For some, it could also be helpful to join support groups where you could share your experiences with one another and gain strength from each other.

Step 8

At the stage of finally feeling more in control of the situation, you might want to start considering several preventative methods on dealing with fire accidents. Listed below are some helpful ways to do so:

  • Installation of smoke detectors
  • Proper placement and amount of fire extinguishers
  • Regular maintenance of furnaces, chimneys, and other heating systems
  • Maintenance of electrical equipment, especially those that are prone to overheating
  • Regular monitoring of the circuit breaker and electrical consumption

Proper ethics in turning off devices or appliances when not in use
Appropriate storage for materials that are fire hazards such as candles, matches, etc.
Making sure to have the best coverage from a reliable insurance company

As hard as it may seem, fire accidents and other similar occurrences can be prevented with the right measures and knowledge. It may not be the case every time, but it is always worth it to be prepared so as to save money, property, and protect the lives of your loved ones.